The TJX Rewards card is really the best for those who spend a lot with T.J. Maxx or its associated brands, as well as for those who are loyal to the brand. If you keep a close eye on your reward points, maximize the discount opportunities that appear throughout the year, and withdraw your balance each month, you may be able to derive a decent value from using this card. You can get two different types of T.J. Maxx credit cards, both issued by Synchrony Bank: The TJX Rewards credit card® can be a good secondary card that allows you to get discounts at TJ Maxx stores. However, if you just want to apply for a new credit card to get discounts and rewards, you should consider other options. If your first purchase is large enough to benefit from the 10% discount and you have had credit problems in the past, the TJ Maxx shop card is the best fit. Plus, you have a better chance of getting more valuable sign-up bonuses and lower APRs with other credit cards, which can save you hundreds of dollars in the long run. On the other hand, you can earn a lump sum of rewards for every purchase you make with the card with credit cards such as the Citi Double Cash credit card, which grants 1% on all purchases, plus another 1% cashback when you pay your bill, a total of 2% cashback. There are many other cards you can use to earn rewards for all purchases and later exchange them for cash and other opportunities. The other card, the TJX Rewards Platinum MasterCard, can be used for any purchase anywhere MasterCard is accepted. If you qualify for the TJX Rewards Platinum Mastercard, you can use it to shop online and wherever Mastercard is accepted.
You can also link this mastercard to shopping apps like Rakuten and collect rewards on two platforms for the same purchases. The TJX Rewards credit card has a variable APR® of 27.74%. That`s almost 10 percentage points higher than the average APR for credit cards. We do not recommend anyone to carry a balance on this credit card, as this APR is astronomically high. If you`re looking for ways to earn rewards from purchases on tjmaxx.com, each card offers added value. However, there are other reward credit cards that may offer comparable or even better options. If you have a low credit score, this could be a convenient way to build your credit to a higher credit score. As a new holder of one of the TJ Maxx credit cards, you will receive a 10% discount on your first purchase. To cancel your card, call 800-952-6133 if you have the T.J.
Maxx Rewards card, or 877-890-3150 if you have the Platinum MasterCard. A disadvantage of almost all business credit cards is that you can often only use it to make purchases with this brand alone. ==External links==Maxx is a bit better because you can use your TJX Rewards card at any TJX TJX family store in the United States. This means you can use it to shop at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post or Homesense. Because memory cards are often easier to qualify than other credit cards, they usually have higher APRs. TJX credit cards are no different, and both carry and high APR. However, many cash back credit cards offer valuable sign-up bonus offers to attract new customers. The Citi® Double Cash Card is a simple but effective cashback credit card. Again, it won`t be able to beat the 5% reward rate you would get at TJ Maxx with the TJX Rewards® credit card.
However, when it comes to almost all other purchases, the citi® Double Cash Card is the top choice, because for all purchases you can earn 2% on each purchase with unlimited cash back of 1% on purchase, plus an additional 1% if you pay for those purchases. TJ Maxx credit cards are also among the few cards that don`t offer new cardholders special financing or a 0% introductory apr offer, where you can save money if you withdraw your balance within a certain period of time. TJX Rewards credit card information was collected independently by ValuePenguin and has not been verified or provided by the TJX Rewards® credit card issuer prior to publication. If your credit score is higher and you can qualify, you can almost always earn more rewards and save more with credit cards like Discover it, Citi Double Cash, and Chase Freedom. The downside of these cards is that you have to wait for the category that includes TJ Maxx purchases, and only three months a year. In addition, the T.J. Maxx credit card also does not charge any transaction fees abroad. So if you plan to travel abroad and don`t have time to open a new credit card account or can`t open it, you can use your T.J. Maxx card at no expensive cost. Your TJX Rewards credit card is a store card and can only be used at T.J. Maxx and partner brands such as Marshalls and HomeGoods. However, if you only shop at these stores from time to time and can qualify for one of the other rewards credit cards on the market, none of the TJ Maxx credit cards are particularly ideal.
In this TJ Maxx credit card review, we compare prices, fees, and services with other credit cards. Most of the specific terms for each of the cards are the same. Both have a high variable APR, which can fluctuate depending on the key interest rate. If the prime rate increases, your APR will also increase. The same applies if the key interest rate falls. For example, those with little or no credit are more likely to qualify for the TJ Maxx Store credit card than the TJX Rewards card. However, the MasterCard version of the credit card also awards 1 point for every dollar you spend on all other purchases. You can then redeem 1,000 points for a $10 reward certificate. With Citi Double Cash, Discover it, and Chase Freedom, you can redeem your rewards for cash, gift cards, and other options that aren`t limited to purchases at TJ Maxx. If you are a frequent customer of T.J. Maxx, you can use a T.J.
Maxx credit card to make purchases at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post and Homesense, all brands in the TJX family of stores. Benefits include online and in-store discounts, reward certificates, and exclusive shopping events. The Capital One QuicksilverOne offers you unlimited cashback of 1.5% on each purchase. Rewards can be redeemed at any time for any amount. There are also no foreign transaction fees and cardholders automatically receive consideration for a higher line of credit only six months after opening an account. The TJX Rewards credit card can give you® great savings at TJ Maxx, Marshalls, HomeGoods and Sierra stores, but not much more. For purchases outside of these stores, most consumers would be better off sticking to a cashback credit card like the Chase Freedom Flex – or the Citi® Double Cash Card – BT 18-month offer. Even the 10% discount you get on your first TJ Maxx purchase through the TJX Rewards credit card® isn`t as good as the bonuses you can claim from other rewards cards. This is a typical promotion for business credit cards, but it`s not particularly valuable unless you need to make a big purchase at TJ Maxx or its affiliate stores right away. You can use the certificates online in TJMaxx.com or in-store at T.J.
Maxx, Marshalls, HomeGoods, Sierra Trading Post and Homesense stores in the United States and Puerto Rico. They cannot be used to purchase gift cards, gift cards, e-gift cards or gift cards from third parties, nor can they be exchanged for cash. First, you need to use your new TJX Rewards card for the purchase in order to get the discount. Secondly, if you apply online and receive a coupon code, it is only suitable for use on the website of the store from which you applied. However, you also have the option to print the coupon so that you can use it at any US-based TJX store such as T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post or Homesense Store. One of the exclusive benefits of a TJX Rewards card is the receipt of special discount opportunities, such as . B exclusive private shopping events.
When you sign up for la carte, you can also choose to receive special offers via email. Synchrony Bank is the financial institution that is the issuer of the T.J. Maxx credit card, and it is a Mastercard. Important: The fine print on this credit card describes some of the limits of the 10% discount. If you apply for this card with a mobile phone, the discount can only be used for an in-store purchase. However, if you apply on a desktop or tablet, you can take advantage of the discount online or in-store. A discount is always a nice benefit when you open a new credit card with a store. For T.J. Maxx, you will receive a 10% discount voucher for your first purchase after being approved for a TJX Rewards card.
However, there are a few conditions for this sign-up bonus. .